Yes, all products come with a license when you download.
If you find a product that does not have one, please contact support, but there should always be one.
Your pc file system should be unique to you.
In my case,, I have folders for each type of content (graphics, articles, software, etc etc) and inside each one of those, I break folders up into smaller groups such as animals, food, health, etc etc.
If I have used something to create with or resell, those are in a whole other folder, and inside that one are folders marked PLR, MRR, and so on and so forth….
But that might not work for you, or for everyone…
Plan Your Life In Color!